Most students need guidance when it comes to learning about financial aid. The first step in securing a Stafford Federal student loan is to file your FAFSA at FAFSAonline.com, as this electronic means will save students a lot of time. Three to four weeks later, the student will receive a copy of their Student Aid Report and about a week later the...

Student loans could help you finish a college degree even if you do not have money. The good thing about student loans is that you can study now and then pay your school expenses later on. However, if you do not manage your student loans well, you could end up getting into a real financial mess right after graduating from college. Since most...

Are you sick of paying interest on your monthly student loans with no end in sight? Afraid of cash-flow problems that may prevent you from paying your student loans on time? I know I was and there is a solution to this problem. It is called student loan consolidation....

Consolidating your student loan(s) is one of the smartest things that you can do. You should consider a student consolidation loan if you have several federal student loans or even just one large one. Student consolidation loans will have fixed interest rates which are similar to those of the loans that are being consolidated. The amount that you...

A no-cost student loan consolidation - doesn’t that just sound too good to be true? Think about it. You have just accrued thousands of dollars in debt through student loans after 4 years of college, or possibly even more. Then, a company offers to take all of your loans off of your hands, put them into one central loan, and do it all for free!...

Student loans are often necessary to finance a college education. However, many graduates find it difficult to repay student loans after graduation. While there is a grace period of six months before graduates must begin repaying loans, in today’s job marketplace it may take longer to secure employment and often a new graduates begin at low...

A student loan in most cases is unsecured and is typically made by lenders who receive government assistance. If the government wasn’t sponsoring these loans you would probably find that student loans would be extremely difficult to obtain. Most lenders would probably find that this type of loan would not be worth making. Along with this type of...

Private student loans are available from a variety of sources to help cover the differences. These loans are not sponsored by government agencies and are offered by banks or other financial institutions so the interest rates can vary greatly. It is of your best interest to compare what is available to get the best possible loan. Investigation and...